Luke's First Junk-Mail

Luke received his first piece of mail. That is, the first piece not sent by a loved one. Guess what it is?

A credit-card offer!

The credit-card company's careful research into Luke's potential as a responsible credit-card holder indicates that he would be. It's amazing how they can determine that for a kid under two years old. And we share their confidence: if anyone under two can handle a credit card, he can.

We're very impressed. After all, they wouldn't send an offer like that to just anyone, would they?

That would be crazy.

What do you think, Matt?